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 Need A Little Help?

Our changing economy has left tens of thousands of Americans in the precarious position of trying to sell a home on which they owe more than the market can bear. A loan modification has provided little or no relief. With little or no equity, you often feel trapped, stressed and without recourse. Sounds familiar? I can help. As a Short Sale Specialist, I work with Real Estate Attorneys, local and national lenders to find solutions to dilemmas just like yours.

When you find yourself in an overwhelming situation involving real estate, you need a professional to help you navigate through the difficult times. My consultation is free and our conversation will be confidential. Call me today to find out why a short sale might be just the solution for you. I'm on your side.

REASONS TO AVOID FORECLOSURE

The homeowner will always have to disclose that they have had a foreclosure on any mortgage application and (many job applications) that you submit in the future and this can have an adverse affect on your future mortgage rates.

Credit scores will be lowered by 300+ points (per loan) and a foreclosure is the most devastating credit issue you can have in relation to future credit availability.

The homeowner may be ineligible for a government insured loan for 5 to 7 years (only 2 years in a short sale)

Your lender can seek a deficiency judgment against you and collect for any amount they do not recuperate at bank sale.

Many employers run credit checks on prospective employees and foreclosure is one of the top items that will put a potential new hire in jeopardy.

Many current employers run credit checks and a foreclosure can put a current position in jeopardy.

Security clearances and government positions including but not limited to military and law enforcement can be jeopardized by a foreclosure.

We believe that a Short Sale is the last option that a homeowner has before foreclosure. Preserving homeownership & homeowner equity is always the first priority but if  this not an option for you, bow out with dignity by doing a short sale.